See what DeFi pools actually paid.
YieldCompass ranks Solana stablecoin yield by what pools really earned, scores their risk with cited sources, and offers a fixed-term vault with a target rate backed by a first-loss buffer.
Devnet prototype. Unaudited. Target rate, not guaranteed.
Yield sources we track
Headline APY often includes bonus tokens.
Protocols market peak headline APYs inflated by speculative governance tokens. YieldCompass tracks what pools actually earned in real USDC value.
Save (Solend)
LendingHeadline rate is boosted by SLND reward token distributions that experienced heavy price volatility.
Jupiter Lend
LendingOver half of the advertised yield relies on promotional incentive pools rather than organic borrower interest.
Kamino Finance
LendingMajority organic borrower fee volume (66%) with a moderate KMNO reward emission component.
From raw pool telemetry to risk-gated vaults.
A deterministic pipeline that separates real economic yield from protocol noise and enforces safety parameters before capital moves.
1. Measure Realized Yield
We sample on-chain pool reserve states continuously. Realized APY measures what depositors actually received in stable value over 7 and 30 days, discounting inflationary emissions.
2. Score with Cited Sources
Deterministic mathematical formulas evaluate 7 risk dimensions. AI is restricted to extracting cited factual claims from verified public audit reports and governance registries.
3. Gate & Deploy to Vault
Fixed-term vaults deploy assets into underlying protocols only when the automated Risk Gate passes (score ≥ minimum threshold and fresh data). A junior buffer absorbs first losses.
Engineered for precision and transparent risk.
Three core principles separate YieldCompass from traditional APY aggregators and black-box yield optimizers.
Risk-Gated by Design
Vault capital is never deployed blindly. If an underlying pool suffers an exploit, oracle staleness, or falls below the series risk threshold, the smart contract gate immediately blocks deposits and freezes deployments.
Realized-Yield Truth
We discount speculative governance tokens and measure genuine stablecoin cashflow generated by real borrowers and economic activity over 7 and 30 day windows.
Explainable with Cited Facts
Deterministic mathematical rules compute the 0-100 score. AI models never invent or hallucinate metrics; they only extract cited factual statements from public security audits.
Fixed-term vaults with first-loss protection.
Deposit into fixed-duration tranches. Senior capital targets a predefined rate backed by junior capital that absorbs losses first.
Deposits open, junior buffer accumulates
Capital deployed to risk-gated pool
Waterfall payout distributed at term
Senior Tranche
Target RateTargets a predictable 2.0% annual rate. Principal and target interest are repaid first at maturity before junior payouts.
Junior Tranche
First-Loss BufferAbsorbs negative pool performance first, in exchange for all surplus yield above the senior target rate.
Move the slider to simulate underlying pool performance and observe how the waterfall splits total assets.
Deterministic scoring. Zero black-box AI.
Every score is computed by transparent rules across 7 security dimensions. Artificial intelligence is restricted to extracting cited facts and summarizing audit certificates.
Institutional Safety Grade
Eligible for Fixed-Term Tranche Series 01 deployment (≥75 gate threshold).
Multiple audits by Neodyme, OtterSec. Zero unresolved issues.
$2.1B TVL with low 30-day volatility (<15%).
Real MEV-boosted validator rewards; 92% organic economic yield.
Clean 2-year operational history without security incidents.
Direct on-chain validator cashflow; zero external DEX oracle dependency.
Deep DEX liquidity and native un-stake capacity.
Timelock-controlled upgrades with active multisig governance.
Core Technology Stack
What this is, and what it is not.
We believe in total honesty about prototype capabilities, network environments, and operational boundaries.
Devnet Only
Operating strictly on Solana Devnet. All deposits, tranches, and yields use simulated testnet tokens. No real capital is ever handled.
Mock Yield Source
Telemetry feeds and historical pool performance reflect seeded mock data for prototype evaluation and verification.
Unaudited Prototype
Smart contract programs and risk scoring algorithms are early prototypes and have not undergone third-party commercial security audits.
No Secondary Market
Tranche positions are non-transferable fixed-duration commitments with no DEX listing or secondary trading liquidity.
Informational Only
Risk scores, factor weights, and realized comparisons represent mathematical models and do not constitute financial advice.